The bankers were the reason that the financial crisis kicked off. This is shown by the bankers putting out risky loans that people did not pay back and the government didn't do anything to stop the bankers. This means that the banks are losing money because they never got the loans payed back. Also if the bank is using the money incorrectly it means that financialy the bank isn't doing well. If the government doesn't stop the bankers from making risky loans the whole financial system will crash. This is what the bankers did wrong.
1] Do you agree?