Stricter rules - Stricter lending

I believe that banks should implement a stricter lending inin order to maintain business. This scheme would include certain checks such as what they are asking money for or what financial position the person is in. For example, a person who doesn't snt have a job wouldn't be allowed a loan but someonewith a job looking for money for a newnew business would be allowed a loan from a bank. This will allow a bank to still make a profit but in a safe way.

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