My name is Camran. I own a barber shop. My experience of banks is positive because as I took a loan, it gave me an opportunity to sart a buisness. This affected me in life because it let me have a barber shop which let me earn my own money and open the door to a brighter future fo me and my buisness. I think this is fair because I pay 1/4 of the money I use to have to pay to rent the shop. I feel that it was a great decision and I was right to take it as it put me in a better position then I was at the start.