My opinion on how banks should be changed:
Banks are extremely important because this is where all of the country‘s money is held safe.
What I mean by this is that if we ever need money, we could always borrow it from the bank, but sometimes it gets a little out of hand!
I think banks should be changed in this way:
There should be stricter rules when people want to take out money.
You should sign a contract to make you borrowing money official.
Building on that, you should sign to promise you will pay the amount you must contribute to.
Additionally, bankers should be paid a little less to make sure that there would not be a crisis.
The bankers should definitely check the person who is taking the money’s credit history to make sure they are trustworthy and are able to trust to pay the money back.
If you can’t pay back the loan, don’t take what the bank already owns, because if people need it for an emergency, you could risk their lives forever!
If you don’t pay, don’t take!