Or individual bankers...
Especially after the most current BNC session, I have considered who would be to blame between these two.
The bankers bosses...
Or individual bankers.
You may think someone totally different and I would like to know who and why, but right now, who do you think was more responsible for the financial crisis in 2008. Ten years ago. What can we learn and consider about this issue?
The bankers bosses are to blame.
It is THEIR responsibility, to make sure THEIR employees behave in the way THEY have set the rules. It's not fair to blame the bankers as their bosses should've
One: been supervising them.
Two: making things clear who to lend money to and when.
If the bankers bosses (lets call them BBs for now) had done those two things then the financial crisis would've been avoided, or at least hindered. It is only fair to say that the BBs started all this. I partly got this idea from 'the blame game' which often started with the person I felt was being blamed. See my example bellow...
The government wasn't setting rules strict enough which ment that BBs and IDs (individual bankers) could have more freedom and use it unwisely.
In my opinion, because of the conjunction which ment and the fact that all this starts with the goverment, it's the government being blamed. Now change this and out it into other words. If something's starts with the BBs and then that makes the IDs do something, then in the same way, I think it sounds like it's the BB's fault.
No it's the IDs fault.
Although the BBs should have been checking them, everyone has SOME common sense. The IDs could of easily decided whether someone with no job, a bad and untrustworthy background, and not sure whether they could pay it back or not was a good idea. I don't even need to show open-mindedness with the fact that this is NOT a good idea. That's obvious. So why would you even consider giving it to them. ID'S are adults - they don't need to be watched all th time but what the ID's have shown is that they need constant supervision. I don't know much about banking but I think that even I wouldn't have given the wrong people the wrong amount of money. It's not fair to blame the BBs as they shouldn't have to be constantly supervising the IDs
My opinion and reason(s)
I think that between these two, the people with the most guilt is the IDs. I think this because no one just gives money out, do they? They must have had some sense (even if there weren't rules) that giving money to lots of people isn't a great idea. Try this.
You are a random person on the street. You see someone you don't like that you know. You THINK they drop something, but you don't do anything.
Personally, I think that some of you wants to give it back and another part doesn't. Of course we don't actually not like the person so it's hard to relate to them. Still, it's the closest and most accurate we can get.
These are my reasons and opinion. What do you think?