How to possibly prevent the financial crisis from happening again?

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to mabye prevent having the financial crisis happening again is to have banks to not give people loans and intrest to people when they won't be able to pay it back. That might work but also the goverment needs to set stricter rules for the bank of Engaland because it is a very important bank . The bank of Engaland is an important bank because that inpeticular bank gives and sells money to all banks worlwide.

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