Banks giving loans and people not paying back

In my final thoughts I think it is the banks fault for giving out loans when they know people can not pay them back so I have made a poem to say why I think it was the banks fault . Banks banks what are the banks and what did they do ? Banks keep money and do things in a hurry banks banks this is what they did until a crisis occured banks banks just made it happen when they gave out loans knowing people were in homes and people would not pay them back.people people lost their homes and jobs and then ws a problem in 2008 then all the banks had no money it was not funny . This is my final opinion on the financial crisis.

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